K-LAK Publishing Company considers itself a steward of the information it collects, maintains and utilizes. Our responsibility is to ensure the security of the information in our care and to maintain the privacy of consumers through appropriate, responsible use.
We provide services based on information about millions of individuals and businesses. Use of that information is guided by the core values of K-LAK Publishing Company.
These Core Values form the foundation for K-LAK’s belief that information use must benefit both businesses and individuals while meeting consumers’ privacy expectations.
Information policies, built on our values, more specifically define how information may be used. The policies vary to meet the legal requirements and consumer expectations in the area in which the information product or service is being used.
Underlying these policies is K-LAK’s commitment to provide consumers notice, choice and education about the use of personal information. Educated consumers are better equipped to be effective, successful participants in a world that increasingly relies on the exchange of information to efficiently deliver the products and services consumers demand.
Today, the needs and expectations of our business clients and consumers are constantly changing, and technology is constantly evolving. Our approach to privacy, rooted in these Global Information Values, enables K-LAK to respond to those constantly changing needs and expectations and provides the flexibility to implement new processes and policies to resolve information issues in this dynamic environment.
K-LAK Publishing Company safeguards the privacy of your personal information. We also will provide you notice about the details of the information we request including the types of information requested, how the information is used and shared and the type of users who may see your information. Our corporation provides safe and secure physical and electronic systems to protect your privacy.
We collect the following information from you online so we can process your requests:
- First and last name (middle initial and suffix, as applicable)
- Phone numbers
- Credit Cards
- Other information we may need to process your request
We may disclose any of the information collected in response to a valid legal process, such as a lawfully issued subpoena, search warrant, regulatory investigation or inquiry, or court order. We cannot control the privacy practices or content of the nationwide consumer credit reporting companies, or other linked sites listed on AnnualCreditReport.com web pages. The owners of these linked sites are responsible for them.
When you visit our website, the computer hosting our website automatically collects web log information every time you visit the website, such as the date and time you visited our website, the pages you visited and the type of browser you are using. Our website uses technologies to collect summary information about how well our site works, what visitors normally click on, what browsers and platforms site visitors use, and the average connection speeds visitors use to connect to the site. Our website may also utilize device identification technologies to assist in detecting and preventing fraud. We use this information to improve the site and to detect and prevent fraudulent activity.
K-LAK Publishing Company will post any changes to this policy on this website before we implement them. You should read this policy periodically to inform yourself of those changes. If you have questions or comments about online privacy notice and fair information practices, please contact us.
A Special Note Regarding People Under 18 Years Old
Consumers under the age of 18 must not send any personal information to us, including but not limited to information such as name, address or email address.
In order to use this Service Website, your ‘cookies’ must be enabled. A cookie is a small amount of data stored by the web browser and associated with a particular Web page or site. Cookies serve to give the web browser a memory so that it can use data that was input on one page in another page, or so it can recall user input when the user leaves a page and later returns. Only the information that you provide while visiting this service will be stored in a cookie, and it can only be read by K-LAK Corporation servers. We do not store any cookies on K-LAK Corporation servers. The cookie you accept uniquely identifies your computer, not you. Cookies are never disclosed to any third party.
K-LAK Corporation protects your information over the Internet by using a secure web server, which allows your web browser programs (Netscape Navigator/Communicator or Microsoft Internet Explorer) to interact with K-LAK Corporation’s web server via an encrypted session. K-LAK Corporation employs a Secure Sockets Layer (SSL) connection that provides an encrypted connection between your computer and K-LAK Corporation. The 256 bit encrypted connection scrambles ordinary text or data into ciphertext to safeguard your sensitive and private information during its journey across the Internet. The information is decrypted, or put back into a readable format, when it reaches its intended destination, your computer.
Depending on which browser you use, you will know you are in a secured area by ‘https’ appearing in front of the URL (Uniform Resource Locator) in the address bar, and/or a locked padlock appearing somewhere in the lower corner of your screen. When you visit our Web site, you may move in and out of secured areas. Any time that you are on a registration page or viewing your personal credit report, you will be in a secure area.
Additionally, K-LAK Corporation restricts access to information that you provide only to those employees who need to know such information to provide and process the information you have requested or to investigate matters you have requested be investigated. K-LAK Corporation maintains physical, electronic and procedural safeguards to guard your information. K-LAK Corporation also utilizes systems access controls to protect your information. K-LAK Corporation continually monitors access to its systems to detect unauthorized attempts to gain access to information.
K-LAK Publishing Company is building an online or virtual community. For our clients with membership subscriptions, we will provide an information system and blog where members can post, and comment on discussions through chat rooms, forums, or discussion boards. The online community will provide information about the latest trends in credit reporting and other services provided by K-LAK Publishing Company.